Find answers to common questions about our services, loan processes, and more.
Falgunskha offers a wide variety of loans including Personal Loans, Business Loans, Home Loans, Car Loans, Gold Loans, and Instant Loans to meet your diverse financial needs.
Eligibility usually depends on your age, monthly income, credit score (CIBIL), and employment stability. Generally, individuals aged 21-60 with a stable income source are eligible.
For Instant Loans, approval can happen within minutes. For Personal and Business loans, it typically takes 24 to 48 hours once all documentation is verified.
No, we maintain 100% transparency. All processing fees and interest rates are clearly mentioned in your loan agreement. We do not charge any 'hidden' fees.
Commonly required documents include PAN Card, Aadhaar Card, last 3-6 months' bank statements, and salary slips or ITR for business owners.
It is possible, but we recommend applying for one at a time to maintain a healthy debt-to-income ratio and ensure a better credit score.
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